Road Trips, Parks and Places to See, Making a Living Remotely, Van/RV Life, and How Wealth is Built – and Lost
By Rachel Puryear If you follow financial trends, you have likely heard of the “Financial Independence, Retire Early” movement, abbreviated as FIRE. In short, the point is to save money and generate passive income, in order to have the ability to retire early. For most FIRE fans, living as frugally as possible is an essential…
Read more How Attainable is “Financial Independence, Retire Early”?
By Rachel Puryear In 2020, most of us who still had jobs or work probably just felt lucky to have that. In 2021 though, with much of the population vaccinated and economies set to reopen, and a cautious hopefulness in the air; more people than usual might be thinking of greener pastures, career-wise. People always…
Read more Been Thinking of Changing Jobs or Careers? Why 2021 Might be a Good Time to Go For It.
By Rachel Puryear, Consulting Attorney and Real Estate Broker If you or someone you love has been struggling to pay rent during the Covid shutdown, you are likely dreading the upcoming expiration of California’s eviction moratorium at the end of June 2021. If you need help paying back rent owed, there is emergency rental assistance…
Read more Anxious About the Eviction Moratorium Ending? Here’s How to Apply for Rental Assistance.
By Rachel Puryear, Retired Attorney and Real Estate Broker Real estate can be a great investment – but for many people, it’s not feasible or practicable to own it. Maybe they cannot afford to buy any, maybe their credit is not good, maybe their lifestyle is not conducive to rooting in one place, or maybe…
Read more REITS are a Way to Invest in Real Estate Without Owning.
By Rachel Puryear For many people, much of what they have saved is in a retirement account (which is a good idea). As this is now where a great deal of the money is at, such accounts are now becoming a popular target for thieves. You don’t want to work and sacrifice your whole life…
By Rachel Puryear If you have children, or someone you love does, there is some exciting news for you. The American Families Plan offers much-needed relief for families following the pandemic. This Plan can cut child poverty in half this year, and could help end child poverty in a generation if its provisions are here…
Read more Got Kids? What You Need to Know About the New American Families Plan
By Rachel Puryear As always, coming up with a downpayment is a major sticking point for many in owning a home. Proposed federal legislation – if passed – could give some first-time buyers a downpayment boost. The Downpayment Toward Equity Act of 2021 would offer at least $20,000.00 of downpayment grant assistance to qualifying buyers.…
Read more A Bill That Could Help First-Home Homebuyers with a Downpayment – the Details
By Rachel Puryear In the U.S., all persons 16 and older are now eligible to receive the vaccination against Covid-19. Needless to say, getting vaccinated offers numerous economic, social, and travel opportunities – in addition to protection against the virus – that have not been available until now since the start of the pandemic. For…
By Rachel Puryear Investing money regularly can add up to a lot of financial growth over time. And contrary to popular belief, you do not need to already have a lot of money to start investing. No matter what your financial and life goals are – retiring early, traveling, pursuing passions, starting a business, raising…
Read more If You’ve Never Invested Yet, Here’s an Easy, Low-Cost Place to Start
By Rachel Puryear, Realtor with Berkshire Hathaway, (DRE 02099554), Legal Consultant, and Mortgage Loan Originator (NMLS 2019354) Earlier this year, the U.S. Department of Housing and Urban Development (HUD) announced that the FHA would back mortgages for recipients of the Deferred Action for Childhood Arrivals (DACA) program. FHA loans are popular for first-time homebuyers, as they…
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