If You Get Lost in the Woods, Don’t Change Your Voicemail – Do This Instead to Get Help

By Rachel Puryear Recently, viral social media posts have circulated offering well-meaning, but misguided advice for lost and distressed wilderness hikers. Such posts have suggested that people needing help, but who are having trouble getting a phone signal or have a dying phone battery, should change their voicemail to alert people of their situation and…

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The Latest on Traveling During Covid: What to Know Before You Go

By Rachel Puryear With U.S. vaccination rates recently improving following the various mandates, deaths and hospitalizations due to Covid have slowed recently in California. This is, of course, great news in itself. Not only that, but people will also likely be traveling more in the near future, after nearly two years of restrictions. At the…

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Basics of 1031 Exchanges, and How They Can Help You Avoid Capital Gains Taxes

By Rachel Puryear If you have owned an investment property for a long time, and it has appreciated a great deal in value over the years, you might be concerned about paying a large capital gains tax bill if you sell it. Accordingly, you might have wanted to trade the property in and buy a…

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Things You Should Know Before You Cosign – Plus, Establishing New Credit

By Rachel Puryear There’s an old saying that if you loan money to a friend, you should be prepared to lose both your money and the friendship. That is often true, but not always. The same principle, however, could be applied to cosigning. Cosigning is where someone (a “cosigner”) agrees to be responsible for someone…

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More People are Buying Homes With Friends and Extended Family, to Better Afford Homes

By Rachel Puryear People living in apartment rentals have always commonly lived with roommates, as a means of helping better afford their rent. Most people think of buying a home, though, in terms of something normally done by a family who will live there with their partner and kids. In recent years, however, a new…

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California Bans Single-Family-Only Zoning: What this Means for Housing Opportunities

By Rachel Puryear Buying a home is a huge financial milestone for anyone. For many people, a major financial goal is to buy a house, also called a single-family home. Single-family homes are desirable for the amount of space and amenities they can offer, including a yard. They offer a level of privacy, peace, and…

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With True Freedom Comes Accountability

By Rachel Puryear There is a popular saying that “Freedom Isn’t Free”. You have likely seen these words emblazoned over red, white, and blue bumper stickers, perhaps alongside an American Eagle image. The saying is commonly used as a pro-military expression, in the context of referring to the sacrifices of U.S. veterans. The saying “Freedom…

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Who Believes in Conspiracy Theories? Traits Believers Have in Common

By Rachel Puryear We all know someone who tends to believe in conspiracy theories. Some of seem to be mostly reasonable and mild-mannered people, but they believe in a few mildly questionable things. Then, there are others who vocally believe a lot of outrageous conspiracy theories. Sometimes we love these people anyway and just try…

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Remote Work Could Influence Family Planning in the Years to Come

By Rachel Puryear Many people who choose remote work do so because it allows more flexibility to stay at home with children, and to generally spend more time with families. For some workers, a suitable child care solution – or a lack thereof – can make the difference between holding down a profitable job, and…

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Texas Abortion Law Backers Might Get More than they Bargained For, and How to Help People Needing Care

By Rachel Puryear The State of Texas recently passed an extremely restrictive anti-reproductive-health-care law. This Texas abortion law prohibits abortion after six weeks (before most women know that they are pregnant). Furthermore, this law allows private citizens – anywhere in the nation – to sue someone for helping someone else obtain an abortion (or so…

Read more Texas Abortion Law Backers Might Get More than they Bargained For, and How to Help People Needing Care